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Kelly Morley Headshot
Nice to meet you! My name is,

Kelly Morley

Mortgage Loan Officer
NMLS#: 284897

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

With over 30 years of experience in the mortgage industry, I’ve dedicated my career to helping individuals and families achieve the dream of homeownership. Born and raised in Bountiful, Utah, I’ve always believed in the value of community, trust, and personalized service. My approach is simple: listen, guide, and support each client through one of the most important decisions of their life.

Over the years, I’ve seen the mortgage landscape evolve, and I’ve stayed committed to staying ahead of the curve—adapting to changes, embracing innovation, and always putting people first. Whether it’s a first-time buyer or someone refinancing their forever home, I’m here to make the process smooth, transparent, and rewarding.

Outside of work, I have a passion for travel and exploring the world. Whether it’s a quick weekend getaway or a far-flung adventure, I believe travel broadens perspective and brings fresh energy to both my personal and professional life—and I plan to keep exploring for years to come.

Helping people find home is what I love—and I’m honored to be part of that journey for so many.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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